Posts Tagged Prepaid Credit Cards
Go for a virtual prepaid card when shopping online
Posted by Today’s post was written by Nicole. She is the Marketing Manager for Consumer Products on our Brand and Group Marketing team.
Whether you love them or hate them, there’s no denying that credit cards have made our lives a whole lot easier when buying items online. But I’ve found that convenience can sometimes come at a price.
For instance, each month I’m in a panic to make sure that I pay my credit card bill on time so that I don’t incur the high interest charges. And I hate the idea of dealing with the headache of a fraudster getting a hold of my credit card number.
Better than a credit card for online payments
I’ve now found a better way to buy my favourite items online – I use my Net+ virtual prepaid card. Here’s why I think the virtual card is better:
1. Contains next-generation security features
Because the card generates one-time use card numbers, it means I get a new number each time I want to make a purchase online so I never have to worry that someone will get a hold of my card number.
2. Helps me to control my spending
Let’s face it – in today’s economy no one wants to rack up debt. I use my virtual prepaid card to make sure I don’t spend more money than I have. Plus I never have to worry about paying monthly interest charges.
3. Gives me direct access to the money in my NETELLER account
Since the card is linked directly to my account, I just put money in my account and voila, it’s instantly available on my card – no additional work needed.
4. Lets me set aside some “fun money”
Not sure about you, but I like to keep the money I have for monthly bills and entertainment separate. So I use my virtual card online to pay for games, music, books or whatever else makes me smile that day.
5. Makes online shopping simpler
I tap away on a keyboard all day, so when it comes to avoiding additional keystrokes I do. This is why I love that the virtual card auto-fills the payment web forms for me and since I downloaded NETELLER Desktop it also detects cashier pages for me as well. To see how it works, check out the prepaid virtual card demo.
So now you’ve read about why I think a virtual prepaid card is so great, why don’t you check it out for yourself? Just sign in to your account, go to the Net+ cards tab, get the virtual prepaid card and see if you agree.
What have you purchased online with your Net+ virtual prepaid card?
Are prepaid cards the new credit cards?
Posted by Today’s post was written by Gareth. As NETELLER’s Localisation and Communications Specialist, Gareth manages our translations and multilingual content.
Credit cards are great for young people, but they can also bring trouble. I should know. I had a nasty experience when I was only 19, getting into debt with a credit card I could not handle.
The dark cloud of debt
I wasn’t earning enough money to pay it off, and the debt hung around my neck for months. The interest rate was a punishing 18%! When I finally paid it off, I was poorer, older and wiser. To this day I keep a close eye on my debt obligations, and always pay them off each month.
I recently saw an article about how credit card companies in America are not issuing credit cards to people under 21. It makes sense – young people are often not perceived as mature enough to handle credit, which in my case was true. To paraphrase a famous quote, with credit power comes debt responsibility.
Prepaid cards are a good choice
In many countries they make it hard for young people to get credit cards. It’s for your own protection, right? Maybe, but that’s not much comfort when you’re at the checkout page of your favourite music website, or booking a hotel, and the only payment options are credit cards.
That’s why I enjoy using our Net+ prepaid cards. They offer the convenience of regular credit cards, allowing me to shop online or in person almost anywhere, plus let me make ATM withdrawals. But because it is a prepaid card that is connected to my NETELLER account, I never spend more money than I actually have.
Tell me how you use your Net+ card.
NETELLER’s no fee prepaid cards get even better
Today’s post was written by Brendan. As a web writer, Brendan is responsible for crafting copy masterpieces every single day.
I’ll be the first to admit that I’m not that alert before my first coffee of the morning. Maybe that’s why I got so confused when Nicole asked me to write a blog post about our new Net+ promotion. Having just caught up on all the work that built up while I was on a vacation in South Carolina, I was starting to feel pretty on top of things. But I couldn’t recall anything about a Net+ promotion. What’s worse, I was still perplexed after she described it to me over a much-needed cup of coffee.
“So you’re telling me that every time a member uses their Net+ prepaid card to make a purchase or ATM withdrawal, they’re going to be automatically entered to win 500 EUR?” I asked.
“That’s right,” Nicole said slowly, as if talking to a child.
“What if they use their Net+ virtual prepaid card,” I asked, trying to wrap my head around it.
“They’ll be entered too,” she explained patiently. “For every transaction made on either card between September 17, 2009 and October 18, 2009, members will be entered into a draw to win 500 EUR, or equivalent currency*. Pretty simple, isn’t it?”
I must admit: the contest, as described, was a shining example of simplicity. It wasn’t the mechanics of the contest confusing me now – it was the logic. I couldn’t understand why we were offering members a chance to win money just for using their Net+ cards. With no application or dormancy fees and anytime, anywhere access to funds in their NETELLER accounts, our members don’t really need any incentive to use their cards.
But I kept my questions to myself, walked back to my desk, and pulled up my Net+ virtual card. I would have used the card anyway, but with a chance to win with every purchase I make over the next month, you better believe I’m going to give that card a workout. I may be slow, but I’m not stupid. Especially once I get a cup of coffee in me.
What will you use your card for? Let us know.
* Each time you make a purchase or ATM withdrawal with your Net+ card, you are automatically entered into the prize draw to win 500 EUR (or equivalent currency). Contest runs from Sept 17, 2009 12AM GMT to October 18, 2009 11:59PM GMT. Winner will be notified by October 24, 2009.
Travelling to Croatia with Net+ – the verdict
Today’s post was written by Sarah. She is a Marketing Manager and currently works to develop business-to-business programs for NEOVIA merchants. This is the third and final post she’s written about using her Net+ card while travelling through Croatia.
The one thing about Croatia is, it’s a very cash-driven economy and prepaid cards are neither widely accepted nor really preferred. This concerned me at the beginning, since I am not generally someone who carries around hoards of cash on my outings. The good news is, there are ATM machines all over the place, so access to cash is abundant. And I was pleasantly surprised by how easy it was to use my Net+ card to withdraw cash from the ATMs.
This may not be the cheapest way to get money, but it was more reliable and safer than my other options. Even with the exchange rates working against me, my Net+ card was miles ahead of my other cards. And because it’s prepaid, the Net+ card kept my credit in line so I didn’t come home to hundreds of dollars of debt. It kept me in control of my funds.
So if you’re ready to take your travels beyond the all-inclusive scene and want to keep your funds safe, I suggest you try out the Net+ card. It’s quick to sign up for and easy to use.
Happy Trails
Travelling to Croatia with Net+ – relishing it
Today’s post was written by Sarah. She is a Marketing Manager and currently works to develop business-to-business programs for NEOVIA merchants. This is the second in a series of posts about using her Net+ card while travelling through Croatia.
For my money, there’s no better way to enjoy beautiful weather than having a drink on a patio. It’s as far away from sitting in a cubicle as you can get, and the perfect introduction to a new country. That’s why after I flew into Croatia from Canada, I decided to ignore my jet lag and head to the cafés as soon as I dropped off my bags at the hotel.
I started off with a nice iced coffee, but I soon found myself getting into the wobbly pops. As the bevvies started working their magic, I looked around with contentment. One thing I love about travelling to Europe is how highly valued downtime is. People don’t sit around locked up in their homes watching T.V.; they are out socializing, meeting for coffees, catching up and enjoying life. Living in a city where it’s freezing 8 months of the year, this is truly a luxury.
After a couple of days of patio living, however, my cash flow started slowing to a trickle. I was a bit leery about combining open credit with nights on the town, and yet, carrying bundles of cash around a strange city didn’t seem ideal either. Out came the Net+ card.
With the Net+ card, I enjoyed the convenience of accessing funds from ATMs when they were available, and using it as a prepaid card when they weren’t.
I kept thinking that this card would have really come in handy on a lot of my previous trips, as it kept me in control of my spending. Something about the vacation air makes me think I’m richer than I actually am and spend more then I really need to. And coming home to debt is never a fun thing.
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