Posts Tagged online payment options
Making of the Net+ ninja
When Jackson was asked to come up with a concept to promote the new Net+ card suite, he knew it had to be something special. As Manager of Brand Design & Production, Jackson’s bold designs have put NETELLER at the forefront of the online payment industry. But with the Net+ Chip & PIN and virtual prepaid cards, he had to communicate the power and versatility of the cards in a way that was clever and clear. His idea? A cartoon.
“We started talking about how Net+ cards protect you from all the dangers of using normal cards,” Jackson says. “I joked that it was like the ninja of prepaid cards. The more we thought about it, the more we liked it.”
Having worked as an animator before joining the NETELLER team, Jackson knew he had the skills to come up with an animation that would show the world what Net+ could do. The first step was sketching out the characters.
“As you can see in the animation, the Net+ ninja is basically half Net+ card, half ninja,” Jackson says. “I tried to make him as stealthy and sleek as the cards are.”
The next step was coming up with some villains for the ninja to fight. “We went back to the dangers that the Net+ card protected you from,” Jackson explains. “When you use Net+ cards, you’re protecting your identity, defending your personal details and dodging high fees. From that we came up with some monsters: an Identity Thief who hides behind masks, a Blabbermouth that shouts out your personal information and a Fee Fiend who’s all blinged out.”
The process of animating the ninja took Jackson lots of time. “Too much time,” Jackson says with a laugh. “But it was good to flex my animation muscles. We ended up with a visual way of showing people how great these cards are, without spelling it out for them. And that’s what design is all about.”
Have you seen the ninja yet? Go to his site and click on any 1 of the 3 monsters to see him in action and let us know what you think.
Today’s post is an interview with Jackson Gee. He is the Manager of Brand Design & Production and took time out of his busy schedule to chat with copywriter Brendan Harrison.
Holiday shopping with Net+ prepaid cards from NETELLER
With the holiday season fast-approaching, you’ll probably visit your favourite mall or online merchant to find that oh-so perfect gift. While your search may be fun and successful, it may also come with the stress of finding the perfect hiding spot. That special someone may be a little too curious for their own good. They will stop at nothing to find out what’s in store for them.
Net+ prepaid cards will keep them guessing
The best way to keep your holiday spending under wraps is with a Net+ physical or virtual prepaid card.
Your card transactions are kept private through online statements so there’s no paper trail (for nosey parkers going through credit card statements). Finally, rest easy that your surprise stays that way until the big day!
Reward yourself
Why not give yourself a gift this holiday season? Each time you use your Net+ card you earn NETPoints that you can put towards great rewards! Plus, just for using your Net+ card in November you’ll earn ballots for the Luck or Skill Giveaway, for a chance to win big money in the weekly prize draws.
When are you starting your holiday shopping?
Hassle-free travel with my Net+ prepaid cards
We’re excited to welcome guest blogger Niclas Aarestrup from Denmark. He is a travel writer and he uses his Net+ card everywhere. Follow him on Twitter today (http://twitter.com/niclasaa) and keep up with his latest travels.
As a travel writer, I need to book numerous hotels, sightseeing tours and tickets depending on where I’m traveling. Like many of you, I end up paying for all of these with credit and debit cards.
Protect your cash and pay with plastic
From a consumer standpoint, it is better to use plastic to pay, since you’re usually better protected than when you pay with cash or use a wire transfer service. Also, many hotels require a credit card upon check-in, though some will accept a cash deposit instead. But having your fun money tied up in a costly deposit may limit daily excursions or the number of times you dine out.
In most cases you’re not punished for paying with plastic, however, in some European countries like Denmark, Sweden and the UK, customers can be charged for paying with credit or debit cards, regardless of the issuer. National laws in these participating countries require stores to clearly display the added fee and are limited on how much extra they can charge. Rest assured, tourist-friendly stores rarely add any fees.
So what do you do if you aren’t able to get a credit card, or like me, don’t feel entirely safe spending on a card that comes with a high limit and interest charges?
Benefits of a credit card minus the risk
This is where the Net+ physical and virtual prepaid cards come in handy. For one, the physical prepaid card is accepted worldwide and protects you with chip and PIN secure technology. Plus, I have first-hand experience that NETELLER does indeed keep an eye out for suspicious transactions and thus minimizes credit risk even further. It also gives you the same benefits as a credit card that you would use in the “real world” to buy airline tickets, shop or book hotels.
The Net+ virtual prepaid card has added security in that it generates a one-time use number that can never be used again. That means your virtual card number is always protected and it becomes unusable or worthless to anyone who attempts to intercept your information online.
Traveling and transacting with my virtual prepaid card
I’ve really been enjoying the convenience that my Net+ virtual prepaid card offers me. For instance, it works well for reserving hotel rooms, although its expiry date means it’s only valid for around a month.
It’s also great to pay for tickets and tours online, but be careful as you may be required to show or swipe the physical version of the Net+ card you used for payment when picking up your tickets. The virtual card also works well for buying guidebooks online that you might want for your next big trip.
First class acceptance
I have used the Net+ prepaid card to buy several airline tickets and have had absolutely no problems. With that said, you should be able to buy tickets anywhere else the card is accepted. Hotels are more than happy to accept the card, as are most stores and ticket vending machines for public transit that you might come into contact with as a tourist.
Why cash is still good
Using a credit or debit card on your holiday can almost eliminate the need to carry cash, but not completely. The main reason is that not every store, restaurant or office accepts credit or debit for payment. For example, in Denmark some merchants won’t accept international credit cards, only the national DanKort.
When it’s time to make a payment, some online payment systems that handle credit card transactions may be temporarily offline. Again this has happened a few times in Denmark, as well as in other places, so always have some cash on-hand. With that said, still feel safe with your Net+ card in your wallet, knowing it’s a widely-accepted, secure method of payment and will enable you to carry less cash.
Tell me where you have used your Net+ physical or virtual prepaid cards.
The evolution of the credit card
Today’s post was written by Nicole. She is the Marketing Manager for Consumer Products on our Brand and Group Marketing team.
Years ago, you’d see people listening to their favourite music on clunky, over-sized portable CD players, but over time we saw tiny MP3 players emerge and take their place. Technology definitely revolutionized how we listen to our music – from playing songs off our computers to listening to tunes on a 1-inch player.
Virtual security
A similar comparison can be made about credit cards. Their technology is continually advancing to help protect your money. For instance, the major credit card brands recently introduced virtual prepaid cards that contain next-generation security features and are especially designed to protect you from fraud and identity theft whenever you pay online.
Embrace your online world
Security in “real world” transactions is knowing that your physical card is always protected from shady individuals, thanks to the added security of chip and PIN technology.
In the online world you don’t have the same protection, which is why virtual prepaid cards have their own unique security features. Most generate a one-time use number, CVC and expiry date each time you make an online purchase, thus keeping your card details safe from hackers or thieves.
There are various incarnations of the virtual prepaid card out there. For example, PayPal only offers a virtual debit card accessible from the toolbar, whereas NETELLER offers up two convenient options of its Net+ virtual prepaid card. You can either access your virtual “web card” from your NETELLER account or the desktop version that notifies you when you can use it at a checkout page. With cards like these to choose from, you can pay online to your heart’s content.
Have you ever used a virtual prepaid card? Tell us which one and what you thought of it.
Why Net+ prepaid cards are the best
Today’s post was written by Nicole. She is the Marketing Manager for Consumer Products on our Brand and Group Marketing team.
I recently gave you some great tips on how to choose a prepaid card and why you would use one, but now I’m back to tell you why our Net+ virtual and physical prepaid cards are the best. For one, Net+ won “Best New Prepaid Card Product Launch” at the Cards and Payment Europe 2009 Awards. And if international acclaim isn’t enough for you, check out the top 10 list I put together.
Top 10 reasons why Net+ prepaid cards are second to none
- Convenient loading options. We offer a variety of deposit options for loading money into your NETELLER eWallet. And every time you deposit money into your eWallet, it’s instantly available on your Net+ card too. That’s right, no need to move your money between your eWallet and your Net+ card – they draw on the same money!
- High ATM limits. At 750 EUR, our ATM withdrawal limits are some of the highest in the biz.
- No hidden fees! This means you will never be charged an application or non-usage fee. And to clarify, you will not be charged a monthly fee just to have the card!
- Multi-use prepaid cards. Some cards are just one-time use cards, our cards can be used over and over as long as there is money in your account.
- Top-of-the-line security features. Chip & PIN technology protect your hard-earned cash.
- A virtual counterpart. Our online card version lets you buy your favourite items on the Internet without any security worries. It’s the safest way to buy online because our Net+ virtual prepaid card generates one-time use numbers that can never be used again. That means your card is protected from shady characters who would try to get at your cash.
- Get rewards every time you use it! Most companies charge you to use their cards, but we like to give a little something back to our members! Check out our NETPoints program to learn more.
- Choose from 8 currencies. For those of you who travel or just want access to other currencies, this is a must-have.
- Net+ virtual and physical prepaid cards are accepted worldwide.
- This is one piece of plastic you’ll be proud to use. Let’s face it, a lot of prepaid cards look a little dubious and you want to be able to spend with confidence with a card that looks legit. Like this.
Another great thing about Net+ prepaid cards is that the money on your card is yours and you are always in control. So with that powerful arsenal of information floating around in your brain, check out Net+ now and start reaping the rewards.
How does our Net+ top 10 list stack up against other prepaid cards?
Are prepaid cards the new credit cards?
Today’s post was written by Gareth. As NETELLER’s Localisation and Communications Specialist, Gareth manages our translations and multilingual content.
Credit cards are great for young people, but they can also bring trouble. I should know. I had a nasty experience when I was only 19, getting into debt with a credit card I could not handle.
The dark cloud of debt
I wasn’t earning enough money to pay it off, and the debt hung around my neck for months. The interest rate was a punishing 18%! When I finally paid it off, I was poorer, older and wiser. To this day I keep a close eye on my debt obligations, and always pay them off each month.
I recently saw an article about how credit card companies in America are not issuing credit cards to people under 21. It makes sense – young people are often not perceived as mature enough to handle credit, which in my case was true. To paraphrase a famous quote, with credit power comes debt responsibility.
Prepaid cards are a good choice
In many countries they make it hard for young people to get credit cards. It’s for your own protection, right? Maybe, but that’s not much comfort when you’re at the checkout page of your favourite music website, or booking a hotel, and the only payment options are credit cards.
That’s why I enjoy using our Net+ prepaid cards. They offer the convenience of regular credit cards, allowing me to shop online or in person almost anywhere, plus let me make ATM withdrawals. But because it is a prepaid card that is connected to my NETELLER account, I never spend more money than I actually have.
Tell me how you use your Net+ card.
Depositing with the India Local Bank Deposit option – Part 2: Depositing at a bank
If you have already initiated a Local Bank Deposit with NETELLER, you are ready to proceed with depositing the funds at the bank.
You can make a Local Bank Deposit in India at an ICICI or ABN AMRO bank branch by using one of the following four banking options:
- Cash deposit at an ICICI or ABN AMRO bank branch
- Cheque deposit at an ICICI or ABN AMRO bank branch
- Over the counter transfer at any NEFT or RTGS supported bank
- E-banking from any NEFT or RTGS supported bank
Cash deposit at an ICICI or ABN AMRO bank branch
- Visit an ICICI or ABN AMRO bank branch to make a deposit at the bank of your choice.
- Fill out a deposit slip with the following details for the bank that you have chosen:
| ICICI Bank | ABN AMRO Bank | |
| Bank/Account holder | PacNet Services (India) Private Ltd | PacNet Services (India) Private Ltd |
| Bank account number | 039305001751 | 1220481 |
| Deposit Amount | Ensure this is the exact amount indicated in your transaction details | |
| Your 12-Digit NETELLER account ID | Write the number on any empty space of the deposit slip | |
3. Deposit the cash amount at the bank counter. You will receive a stamped deposit slip. NOTE: If you are depositing more than INR 50,000m, the bank employee is required to ask to see your PAN card or a photo copy of your PAN card.
4. Scan or take a color photo of the stamped deposit slip and email it to INRdeposits@neteller.com. NOTE: If we do not receive the scanned deposit slip from you or the deposit slip is not stamped, we will not credit the funds to your NETELLER account.
Cheque deposit at an ICICI or ABN AMRO bank branch
- Visit an ICICI or ABN AMRO bank branch to make a deposit at the bank of your choice.
- Fill out a deposit slip with the following details for the bank that you have chosen:
| ICICI Bank | ABN AMRO Bank | |
| Bank/Account holder | PacNet Services (India) Private Ltd | PacNet Services (India) Private Ltd |
| Bank account number | 039305001751 | 1220481 |
| Deposit Amount | Ensure this is the exact amount indicated in your transaction details | |
| Your 12-Digit NETELLER account ID | Write the number on any empty space of the deposit slip | |
3. Deposit the cheque at the bank counter. You will receive a stamped deposit slip. NOTE: Please do not deposit your cheque via any drop box or ATM collection center box because you will not receive a stamped bank deposit slip.
4. Scan or take a color photo of your stamped bank deposit slip and email it to INRdeposits@neteller.com. NOTE: If we do not receive the scanned deposit slip from you or the deposit slip is not stamped, we will not credit the funds to your NETELLER account.
Over the counter transfer at any NEFT or RTGS supported bank
- Visit the bank of your choosing. Ensure that the branch supports NEFT or RGTS transfers. Click here or here for a list of banks that support NEFT or RTGS transfers.
- Fill out an NEFT or RTGS form with the following banking details for the NETELLER bank account that you have chosen:
| ICICI Bank | ABN AMRO Bank | |
| Bank/Account holder | PacNet Services (India) Private Ltd | PacNet Services (India) Private Ltd |
| Bank account number | 039305001751 | 1220481 |
| Address of bank/beneficiary | 163, Backbay Reclamation, Mumbai, India | Sakhar Bhavan, Nariman Point, Mumbai, India |
| IFSC | ICIC0000393 | ABNA0200001 |
| Deposit Amount | Ensure this is the exact amount indicated in your transaction details | |
| Your 12-Digit NETELLER account ID | Write the number on any empty space of the deposit slip | |
3. Process the NEFT or RTGS transaction at the bank counter. You will receive a stamped transaction receipt
4. Scan or take a color photo of the transaction receipt and email to INRdeposits@neteller.com. NOTE: If we do not receive the scanned deposit slip from you or the transaction receipt is not stamped, we will not credit the funds to your NETELLER account.
E-banking from any NEFT or RTGS supported bank
1. Before you use this option for the first time your bank will require you to register the NETELLER-designated bank account as your “Registered Payee”. It usually takes 3 working days for the bank to complete the registration. Depending on your bank, you may be asked to:
Enter the beneficiary bank/branch info directly.
OR
Select from a list of bank/branch available. Be sure to select the correct bank/branch because some banks may only show a partial bank/branch address (e.g. “Sakhar Bhavan, Mumbai” instead of “Sakhar Bhavan, Nariman Point, Mumbai”).
2. Once the registration is complete, initiate a 3rd party transfer of funds from your bank account to the payee account (NETELLER). When the transaction is complete you will see a confirmation page on your screen.
3. Take a screen capture of the confirmation page and email it to INRdeposits@neteller.com. Provide your 12-digit NETELLER account ID in the “message/subject” field of your email
Depositing with the India Local Bank Deposit option – Part 1: Initiating the transaction
We’ve had a great conversation with you on our recent blog entry “NETELLER’s new deposit option for India” which has made us realize that there are still quite a few unanswered questions with our new deposit option. Here’s hoping this clarifies things for you, and let us know in the comments if you still have questions or if you think there’s anything else we can do to make it easier.
Step 1: Initiating your Local Bank Deposit transaction
Before going to the bank to deposit the funds, you will need to notify NETELLER of the transaction. You can do this by initiating a Local Bank Deposit in your account. Sign in to your NETELLER account and choose the Deposit tab. Select “Make a deposit” beside the Local Bank option.
Step 2: Choosing your country, currency and amount
The “Local Bank Transfer for India” deposit option only supports deposits in Indian Rupee (INR) from a bank in India so you must select the country India and the currency INR. If your account currency is not INR, please enter the amount as if you were depositing in your wallet currency (e.g. 100 if your account is in USD, not 5,035 or so INR) and we will convert the amount into INR in the next step.
Step 3: Confirm your transaction
Verify the deposit details. If your account is in a currency other than INR, you will see the converted INR amount beside “Total deposit amount”. Ensure you deposit this exact amount when you make your deposit to the designated NETELLER account.
Step 4: Complete the transaction
Make note of the following information for the bank that you choose:
• Bank account holder/beneficiary
• Bank address (for e-banking, NEFT and RTGS)
• Bank account number
• Deposit amount (Ensure this is the exact amount indicated in your transaction details)
You are now ready to proceed to the next step – Depositing at a bank.
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