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Remembering your Net+ prepaid MasterCard PIN number

Today’s post was written by Amanda. She is part of the Card Operations team and is passionate about our Net+ cards. This is the first in a series of posts where Amanda will be talking about the importance of remembering your PIN number.

Do you sometimes get to the ATM and struggle with remembering your PIN like I do? And with the need to use a Chip & PIN card becoming more widespread throughout the world, do you ever worry about remembering your Net+ card PIN?

There are a variety of tricks you can use to remember PIN numbers. Each has its advantages and disadvantages. I have highlighted below a few methods recommended by memory experts, along with some of the pros and cons.

Patterns

Rather than learn a PIN digit by digit, learn the pattern that you need to trace on the keypad with your fingers

Vocalizing

Go into a room on your own and say your PIN aloud several times: just hearing your own voice often helps to deepen the imprint on your memory. However, make sure you are on your own; never disclose your PIN to anyone (not even your family, the bank or the police) or you could be liable for losses.

2 by 2

Some people find it helps to break a 4-digit PIN down into 2 lots of 2 numbers, for example 2852 as 28 and 52 or 1066 as 10 and 66.

Number Shapes

Picture each number between 0 and 9 as something that looks like its shape. This allows you to visualize numbers and makes them easier to remember. For example:

  • You could picture a 0 as a football, the number 1 might be a pencil or a candle, the number 2 a swan or a snake
  • Once the associations are made, you create a story to remember the sequence. If, for instance, your PIN was ‘2021’, you could imagine yourself as a snake (2) playing football (0) with a swan (2) writing down the scores with a pencil (1)

Believe it or not, the crazier the story, the stronger the chance of remembering it!

Rhyming words

Use rhyme words that replace the original numbers and facilitate recall, for example: 1 = bun; 2 = shoe; 3 = tree etc. Then as for number shapes, create a story to remember the sequence.

Word method

Can your PIN be linked to a word? For example think about how you sometimes “dial-by-name” in a company’s phone system. If you can link a word to your PIN number, it will be easier to remember. For example, the PIN number 9673 would be converted to the word “word” (the W is on the 9, the O is on the 6, etc).

Addition method

Another way to randomize your PIN number is to add numbers to an easily remembered number. For example, you might add 1 to each number of the base PIN number. If you start with “1234″, you add 1 to each position and end up with “2345″.  Of course, this is pretty simple and would equally be simple for someone else to work out. You would have to get more creative for any meaningful security using this method.

Tools and gadgets

If you worry about remembering all your PINs and password there are numerous gadgets and tools for your phone and PC to help you remember them, whilst keeping the information secure.

Have you found another method that works well for you? Share it with us.

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Making of the Net+ ninja

When Jackson was asked to come up with a concept to promote the new Net+ card suite, he knew it had to be something special. As Manager of Brand Design & Production, Jackson’s bold designs have put NETELLER at the forefront of the online payment industry. But with the Net+ Chip & PIN and virtual prepaid cards, he had to communicate the power and versatility of the cards in a way that was clever and clear. His idea? A cartoon.

“We started talking about how Net+ cards protect you from all the dangers of using normal cards,” Jackson says. “I joked that it was like the ninja of prepaid cards. The more we thought about it, the more we liked it.”

Having worked as an animator before joining the NETELLER team, Jackson knew he had the skills to come up with an animation that would show the world what Net+ could do. The first step was sketching out the characters.

ninja
“As you can see in the animation, the Net+ ninja is basically half Net+ card, half ninja,” Jackson says. “I tried to make him as stealthy and sleek as the cards are.”

The next step was coming up with some villains for the ninja to fight. “We went back to the dangers that the Net+ card protected you from,” Jackson explains. “When you use Net+ cards, you’re protecting your identity, defending your personal details and dodging high fees. From that we came up with some monsters: an Identity Thief who hides behind masks, a Blabbermouth that shouts out your personal information and a Fee Fiend who’s all blinged out.”

The process of animating the ninja took Jackson lots of time. “Too much time,” Jackson says with a laugh. “But it was good to flex my animation muscles. We ended up with a visual way of showing people how great these cards are, without spelling it out for them. And that’s what design is all about.”

Have you seen the ninja yet? Go to his site and click on any 1 of the 3 monsters to see him in action and let us know what you think.

Today’s post is an interview with Jackson Gee. He is the Manager of Brand Design & Production and took time out of his busy schedule to chat with copywriter Brendan Harrison.

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My Net+ prepaid card deserves a gold medal

As I write this blog post surrounded by the Coastal Mountains under another sunny blue sky, it makes me realize how lucky I am to be taking in the 2010 Olympic Winter Games.

Net+ is a great travel companion

After arriving in Vancouver from Calgary, Alberta, I found myself sitting at the Sky Train station counting change for the fare when I realized I didn’t have enough money. (The concert the night before had wreaked havoc on my wallet and head.) Suddenly it occurred to me that this was a job for my new Net+ Prepaid MasterCard®. I quickly found an ATM and had cash in hand before I knew it. The speed and ease of my initial transaction made me glad I’d applied for the card in advance of my trip. Fare taken care of, I soon found myself downtown taking in the Olympic electricity that is energizing Vancouver.

Gold medalist Amy Williams and NETELLER's own Chris Doucher

Gold medalist Amy Williams and NETELLER's own Chris Doucher

From the city, I took a bus to the mountain resort village of Whistler, and apparently, so had everyone else. In the few days I’ve been here, I’ve met people from all over the world. Many have told me how lucky I am to live in Canada and that has filled me with an immense sense of pride. The other night I bought a couple of drinks for some new German friends with my Net+ card. Call it prepaid diplomacy. After some high-fives, they went on their way to watch a medal ceremony while I headed over to Araxia restaurant, where I was lucky enough to meet Amy Williams of Great Britain, the Gold Medalist in the women’s Skeleton race.

And now I’m off to soak up more atmosphere before I head back to reality outside of the Olympic bubble.

Cheers!

Today’s post was written by Chris. He is one of our web writers, a comic book aficionado, news junkie and sports nut. Sit back, relax and enjoy his posts.

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NETELLER: the big green money machine turns 10

The words personal, freedom, and desire hit me over the head like a two-by-four when I think about NETELLER. Clearly things like speed, security and convenience are important, but they are the wallpaper of any online service – you can build a reputation on them, and we have, but they don’t get your customers to do a Mexican-wave for you.

Open up the world

It’s not what we do that is important; it’s what we enable our customers to do. Clearly, with NETELLER you can pay, but more important we give you the freedom to do what you desire when you want to do it.

You may roll your eyes at this cliché, but the internet really has broken down the barriers to commerce. Rewind your life 10 years. You were probably on a crappy dial-up and your horizon was local for most of the time. Not so now, mis amigos; from your living room at 3AM, you can play poker online with people from Barcelona, Budapest, and Beijing; you can buy and download music from any site in any country. The world really is your oyster.

The hitch

Except that paying for it is still difficult. Do you really want to put your bank card into some unknown website? You want what they’ve got, but you can’t look them in the eye so how can you trust them? That’s why our customers use NETELLER and its Net+ prepaid MasterCard® to shop online. In fact the NETELLER app even has an embedded single-use virtual prepaid MasterCard. That means even if the site you’re buying from gets hacked, your card number can’t be used again. It’s like your own financial firewall.

And that firewall works in 2 directions. Looking to buy an anonymous birthday gift? Don’t want anyone to know what you’re buying? That’s difficult using a traditional card tied to a joint bank account; both your bank manager and the other account holder know. With NETELLER it’s your personal account.

This ain’t your Grandpa’s bank card

NETELLER is 10 years old this year. Based on satisfying the desires of our customers, you’ve helped us grow to a global financial powerhouse. We are the personal alternative to your bank card for the things you want to do online. And to steal the phrase of another great brand, billions served over the last ten years (tens-of-billions of dollars that is).

We are the colour of money and we are your personal big green money machine. Happy 10th birthday NETELLER!

X-logoI use NETELLER for my desires: music/TV/movie downloads (current favourite band is Kasabian), online gaming, electronic gadget purchases and buying gifts for my wife.

What’s your desire?

10 years is such a momentous occasion that we needed to create a new site for all of the great promotions and tournaments we’ll be having throughout the year. For the time being, the site is in English only, but we’ll be translating it soon.

Today’s post was written by Dan. He is an Executive Vice President and Chief Marketing Officer. Dan appreciates a good band and fast cars.

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You could win 100 USD with Net+

From 23 February until 4 March, we’re giving you 10 chances to win 10 USD. To qualify, simply use your Net+ Virtual Prepaid MasterCard® to make a purchase and you’ll automatically be entered into that day’s draw.

The goods

There will be a total of 10 draws, one for each day of the promotion. We’ll give you 1 entry ballot each time you use your Net+ virtual card, so you can increase your chances of winning by shopping often. Plus, if you use your virtual card on all 10 days, you could win up to 100 USD.*

Use your Net+ virtual prepaid card anywhere MasterCard is accepted to:

  • Download and pay for your favourite music
  • Buy books online
  • Pay for multiplayer online video games
  • Book and pay for your next trip

If you haven’t already, apply for your free Net+ virtual prepaid card. What are you waiting for? Get it today and try to win some extra cash!

Good luck and happy spending.

*The draw winners will be notified at the end of the 10-day promotion.

Today’s post was written by Nicole. She is the Marketing Manager for Consumer Products on our Brand and Group Marketing team.

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Tune in to the NETELLER YouTube Channel

Did you know that NETELLER has its own channel on YouTube? You can see our videos by visiting youtube.com/neteller. No, we’re not posting clips of dancing cats or what happened at Brendan’s keg party last weekend. But the NETELLER YouTube Channel features useful clips to help you better understand our products and services.

For example, if you want a quick explanation of the NETELLER eWallet and how you can use it, check out this video:

Other featured videos

We plan to add even more videos to our channel in the future, so subscribe to it and check back often to see what’s new. In the meantime, I’d like to get your opinion either here or by posting your comment on the channel itself:

1. What do you think of the videos we have on the channel?

2. What kinds of other video topics would be helpful?

Today’s post was written by Gareth. As NETELLER’s Localisation and Communications Specialist, Gareth manages our translations and multilingual content. He also manages the content on our YouTube channel. Gareth can be followed on Twitter (@Mengkai).

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Net+ virtual prepaid card beats negative option billing

As we’ve mentioned on our NETELLER YouTube channel, shopping online has its blessings and its curses. With the internet at your fingertips, you can find numerous cool items to buy online. But while finding these items is easy, what about paying for them?

I’m wary about providing my credit card info online, especially on unfamiliar websites. I might find an interesting product for sale, but something about the site tells me I might get swindled. Yes there are sharks out there on the internet who want to take your money. Sometimes, the sharks to watch for are the merchants themselves.

One of the last things I want to see on my card bill is an unwanted or unrecognized charge. But what if the charge was authorized by me? Welcome to the sneaky world of negative option billing.

What is negative option billing?

Here’s how negative option billing works: certain merchants entice customers by offering super-low prices and deals on their products. These deals are often described as “trial offers” or “introductory samples.” The sting comes with the disclaimer hidden in the small print. By accepting the merchant’s deal, you’re really entering into an extended contract. What, not a one-time purchase? That’s right.

When you agree to buy, you’re also agreeing to receive a continued supply of that item, and be charged multiple times in the future too. What’s more, that super-low “trial” or “introduction” price may soon become 10 or 20 times more expensive!

Net+ virtual prepaid card to the rescue

The Net+ virtual prepaid card will protect you from any unwanted recurring charges from negative option billing. The magic comes through the one-time-use card numbers. When you’re ready to buy something, the Net+ virtual prepaid card generates a unique number to use only for the transaction at hand. Once the payment is processed, the card number is useless. If a merchant tries to use that same number to charge another payment, they won’t get any more money from you. Ha!

Have you used your Net+ virtual prepaid card to beat negative option billing? We’d love to hear your story.

Today’s post was written by Gareth. As NETELLER’s Localisation and Communications Specialist, Gareth manages our translations and multilingual content. Gareth can be followed on Twitter (@Mengkai).

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Net+ prepaid cards have a great first year

I can’t believe that our Net+ Chip & PIN and virtual prepaid cards recently celebrated their first birthday. These cards have won international acclaim including being voted the “Best New Prepaid Card Product Launch” at the prestigious Cards & Payments Europe 2009 Awards last June.

Accolades aside, everything we have done with Net+ is to give you the best prepaid cards program around.

Here are 7 reasons why you can be proud to have a Net+ card

  1. Your privacy and security is always protected from hackers who want to steal your identity or view your personal details.
  2. With no non-usage or application fees, you can use your card as much or as little as you want. Plus, there are no point-of-sale (POS) fees.
  3. You get rewards every time you use your card. If you haven’t done so, check out the NETPoints program to learn more.
  4. Since you only have access to the money that is in your eWallet, it helps to control your spending. And it’s convenient because the cards don’t need to be pre-loaded, they just automatically pull the funds from your eWallet.
  5. Our VIP members are rewarded with some of the lowest foreign exchange fees around.
  6. You can access your money more often with some of the highest ATM withdrawal limits in the biz.
  7. Net+ is the only card on the market to offer 2 versions: Chip & PIN and virtual.

So thank you for helping to make the Net+ prepaid cards some of the premier players on the market.

If you’d like more background on the first year of our Net+ prepaid cards, check out this press release.

Tell us your suggestions about how to enhance the Net+ cards.

Today’s post was written by Nicole. She is the Marketing Manager for Consumer Products on our Brand and Group Marketing team.

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Save and win with your Net+ prepaid card on Ryanair

Using the Net+ Chip & PIN prepaid card has always been a great way to book flights both domestically and abroad, and according to a news article published on the Ryanair site, there is another great reason to book with Net+. Starting 1 January, the only way to buy a Ryanair flight without incurring transaction fees will be by using a MasterCard prepaid card.

Customers who have taken out Visa Electron cards to beat the airline’s sky-high card charges will, from next month, face the same £5-a-leg fee as customers using conventional debit and credit cards.

A recent Guardian article reviewed many MasterCard prepaid cards. Pity they didn’t get to the Net+ Chip & PIN prepaid card: it handily meets or beats them all. And many of our members have already successfully booked flights with Ryanair.

Not a NETELLER member yet? Book with Net+ for a chance to win 50 EUR

If you’re not a NETELLER member yet, simply sign up for a NETELLER account, get a Net+ Chip & PIN (physical) prepaid card and use it to book a flight on Ryanair by January 31, 2010 and you will be eligible to win 50 EUR!*

Unfortunately, the Net+ virtual prepaid card is currently not recognized by Ryanair as a prepaid card, as it is incorrectly designated by our card issuer. We are working to get this problem resolved as soon as possible.

Rest assured, the Net+ Chip & PIN prepaid card is properly designated and will work when booking with Ryanair.

Already a NETELLER member?

Don’t worry, we’re always looking for ways that you can also pocket some extra cash. Refer friends to NETELLER using the “Refer a Friend” link on the Quicklinks in your account and if they sign up and deposit, you’ll earn up to 16 EUR for each referral. Not too shabby, hey?

Notable Net+ perks

Here are some great reasons why the Net+ cards are considered some of the best on the market:

  • No hidden fees! This means you will never be charged an application or non-usage fee. And to clarify, you will not be charged a monthly fee just to have the card.
  • Get rewards every time you use it! Most companies charge you to use their cards, but we like to give a little something back to our members! Check out our NETPoints program to learn more.
  • Choose from 8 currencies. For those of you who travel or just want access to other currencies, this is a must-have.
  • It’s a pretty slick-looking card that’s won 2 awards. How many other prepaid MasterCards can boast about that?

For more great reasons why you should have a Net+ card, check out Nicole’s top 10 list. In the meantime, start booking your flights.

Have you used your Net+ Prepaid MasterCard to book with Ryanair? Tell us how it was for you.

*Existing NETELLER account holders are not eligible for this promotion.

Today’s post was written by Chris. He is our rookie web writer and will be working on whatever is thrown his way. Sit back, relax and enjoy his posts.

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NETELLER: a year in review

We’re so busy around the NETELLER office that we don’t always take time to reflect on all of our accomplishments. That’s why I’m going to take a moment to go through my personal highlights for 2009. Before I get to that, I just want to say how much I love working with such a dedicated group of people. The pride these guys take in helping all of you get the most from your NETELLER membership is truly inspiring.

I promised you highlights, so here they are:

New services, countries and deposit options

We launched our Money Transfer service to help you send money easily and securely to family and friends wherever they may be. We also tweaked our NETPoints program to give you more opportunities to win seats at great tournaments, earn NETPoints on Net+ transactions and secure online money transfers, as well as give VIPs a chance to earn free deposits. But that wasn’t the only perk we gave our VIPs in 2009 – we rolled out tons of great VIP benefits. And because you asked for it, we also lifted IP blocking for all our members so you can access your account from almost anywhere in the world!

Net+ Chip & PIN and virtual prepaid cards gave you more

Our award-winning Net+ cards gave you the ability to control your spending and the freedom to securely shop online without the worry of your card number being stolen thanks to its one-time generated card numbers — and at 750 EUR, the Chip & PIN cards give you some of the highest ATM withdrawal limits in the biz. And finally, the Net+ ninja has you protected wherever and whenever you use your Net+ cards.

Special offers

2009 was all about cash giveaways and promotions, and the response from you guys was overwhelming. We awarded 6000 EUR to some fantastic players in our Luck or Skill promotion, sent out great offers from top gaming merchants like PKR, Purple Lounge and Full Tilt, and opened up our Showcase to members worldwide so that wherever you live, you can keep up with the latest promos from your favourite sites!

Online community

We know that you guys live your lives online and with an expanded presence on Twitter, Facebook, YouTube and the NETELLER blog, we’re meeting you on your turf. For those of you who wanted to come onto our turf, we gave you a chance to literally become the next face of NETELLER with the Be a hero contest.

And it was great to get to know a lot of you rally race car fans thanks to our sponsorship of rally racer Robert Fagg. His blogs really took us into the mind of a rally car co-driver and some of the videos are priceless, like when he hit a tree.

We heard you

It’s easy to forget that the internet is all about making connections. We really pushed ourselves to connect with more of you in 2009. Poker in the Park and Betsson Estoril LIVE gave us a chance to meet many of you face-to-face. One of the best ways to stay connected is through the newsletter that we launched in September to provide you with all you need to know about NETELLER as we move forward.

I am pumped for 2010! Keep an eye out for more tournaments, more giveaways and a lot of great ways to use your NETPoints and so much more!

Today’s post was written by Krista. Krista is the Brand and Marketing Planning Manager and she’s also an avid runner and a die-hard soccer player.

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