Posted by Today’s post was written by Gareth. As NETELLER’s Localisation and Communications Specialist, Gareth manages our translations and multilingual content.
Credit cards are great for young people, but they can also bring trouble. I should know. I had a nasty experience when I was only 19, getting into debt with a credit card I could not handle.
The dark cloud of debt
I wasn’t earning enough money to pay it off, and the debt hung around my neck for months. The interest rate was a punishing 18%! When I finally paid it off, I was poorer, older and wiser. To this day I keep a close eye on my debt obligations, and always pay them off each month.
I recently saw an article about how credit card companies in America are not issuing credit cards to people under 21. It makes sense – young people are often not perceived as mature enough to handle credit, which in my case was true. To paraphrase a famous quote, with credit power comes debt responsibility.
Prepaid cards are a good choice
In many countries they make it hard for young people to get credit cards. It’s for your own protection, right? Maybe, but that’s not much comfort when you’re at the checkout page of your favourite music website, or booking a hotel, and the only payment options are credit cards.
That’s why I enjoy using our Net+ prepaid cards. They offer the convenience of regular credit cards, allowing me to shop online or in person almost anywhere, plus let me make ATM withdrawals. But because it is a prepaid card that is connected to my NETELLER account, I never spend more money than I actually have.
Tell me how you use your Net+ card.
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#1 by Klaus @ TechPatio on October 11th, 2009
I agree – the Net+ Prepaid cards are great to make sure you don’t spend more money than you actually have/should.
Is the Net+ Prepaid cards a real “credit card” or is it more like a “debit card”? I think there’s a difference when using it at car rental stations etc., I’ve often been asked if my card was credit or debit.
#2 by Chris on October 20th, 2009
Your Net+ card gives you the convenience of a credit card but acts just like a debit card. Whatever balance you have in your NETELLER account is the balance available to you on your Net+ prepaid card. If you want to use it for a car rental or airline tickets, just make sure you get yourself the physical version of the card.
Cheers,
Chris
#3 by VICTOR STOICA VANCEA on October 24th, 2009
Thank you!
If you issue this tipe of card I understand thos advantage of customers to say. You push me to play again and again. So, I want to have like that card. I appreciate your appetite for innovation wich make more devoted the customers always better and better pretentiously and well-informeds.
#4 by Wendy Meyer on January 3rd, 2010
Hi sounds great so far. I was wondering if the accountnumber is embossed in the physical version of the prepaid creditcard like in an ‘normal’ creditcard.
Thanks!
Kind regards,
Wendy
#5 by Chris on January 4th, 2010
Hello Wendy,
Your NETELLER account ID that you use when logging into your NETELLER account will not be embossed on your physical Net+ card. However, there is a credit card-like number embossed on the card that has the same functionality as a credit card number.
Cheers,
Chris
#6 by luis antunes on March 18th, 2010
O Net + cartão da para ser utilizado como conta bancaria??
#7 by Chris on March 22nd, 2010
O cartao MasterCard NET+ e diretamente ligado a sua conta NETELLER e funciona exatamente como um cartao de debito de uma conta corrente tradicional. Nessa anologia, sua carteira eletronica lembra sua conta bancaria e o cartao NET+ lembra seu cartao de debito.
Esperamos que sua pergunta tenha sido respondida. Se o senhor tiver mais qualquer pergunta por favor usse o link abaixo.
https://help.neteller.com/cgi-bin/neteller.cfg/php/enduser/ask.php
The Net+ cards are linked directly to your NETELLER account so they function in a similar way to how a debit card works with a traditional bank account. In this analogy, your eWallet resembles the bank account and Net+ card resembles the debit card. Hopefully this answers your question. If you have more questions on this, the best way to send us a question is by submitting it through this page:
https://help.neteller.com/cgi-bin/neteller.cfg/php/enduser/ask.php